Signature Checking
Higher yields for higher balances.
Personal Checking Rate
Signature Checking
Interest Rate
0.15%
APY2
0.15%
Minimum Balance to Earn APY
$10
Monthly Maintenance Charge4
$14.95
Disclosures
2 APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. Rates may change without notice and may change after the account is opened. Interest is compounded daily and credited monthly. You must maintain the minimum balance daily to earn the stated APY. Fees could reduce earnings. See Personal Schedule of Fees for product and service fee information.
4 Monthly maintenance charge easily waived with $5,000 daily balance minimum or $25,000 in related deposit balances.
Features
Minimum to open
$10
APY1
0.15%
Mobile banking
Online billpay
Mobile check deposits
E-statements
Your Credit Score by SavvyMoney®
ATM surcharge rebates
Unlimited
Standard wallet-style checks
Free2
Active debit card required
-
Send and receive money with Zelle®
Digital wallet services
FedNow participant
Real-time payments participant
Money orders and official bank checks
Free
1 APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. Rates may change without notice and may change after the account is opened. Interest is compounded daily and credited monthly. You must maintain the minimum balance daily to earn the stated APY. Fees could reduce earnings. See Personal Schedule of Fees for product and service fee information.
2Check order charges and taxes may vary depending on the product and shipping method selected. Free orders of wallet-style checks includes taxes and USPS standard first-class mail service with non-traceable shipping.
Fees
Monthly Maintenance Charge
Maintain a $5,000 minimum daily balance or $25,000 in related deposit or loan balances1 to avoid the monthly maintenance charge.
$14.95
Even when no monthly maintenance charge applies, other transaction and service fees may apply, including insufficient funds (NSF) fees. Terms and conditions applicable. See Personal Schedule of Fees for more information.
1Eligible accounts for combined balance qualifier: New Valley Bank & Trust personal deposit accounts (checking, savings, money market, CDs, IRAs).
Additional Consumer Fees
Learn more about other consumer fees related to this account including: account opening and usage, standard overdraft practices, non-sufficient funds, funds availability, and posting order.
Consumer Fees