Personal Banking Accounts

Free online BillPay, mobile check deposits, and e-statements available with all New Valley banking accounts.

True Checking

Banking made simple.

  • No monthly service charge
  • Free first order of wallet style checks
  • Up to $20 of ATM surcharges rebated monthly

Open An Account

Account Application Status

Direct Checking

Earn while making payments.

  • Interest bearing account
  • $10 monthly service fee easily waived with $1,000 minimum daily balance or $10,000 in related deposit balances
  • Free first order of standard wallet style checks
  • Up to $20 of ATM surcharges rebated monthly

Open An Account

Account Application Status

Signature Checking

Higher yields for higher balances.

  • Interest bearing account
  • $14.95 monthly service fee easily waived with $5,000 minimum daily balance or $25,000 in related deposit balances
  • Free wallet style checks, money orders, and bank checks
  • All ATM surcharges rebated monthly

Open An Account

Account Application Status

Free online banking, mobile check deposits, and e-statements available with all New Valley accounts.

Benchmark Savings

Set your goal and begin saving.

  • No monthly service charge
  • Interest bearing account

Open An Account

Account Application Status

Money Market Account

A checking-savings hybrid that fits your lifestyle.

  • Tiered variable interest rate account
  • $10 monthly service fee easily waived with $2,500 minimum daily balance or $10,000 related deposit balance
  • Write up to six checks per statement cycle
  • Transaction limitations apply— see account disclosure for details

Open An Account

Account Application Status

Certificates of Deposit

Score higher returns with a safe, short-term investment.

  • $500 Minimum to open
  • 6 month CD
  • 12 month CD
  • 18 month CD
  • 24 month CD
  • 36 month CD
  • 48 month CD
  • 60 month CD
  • Penalties may be assessed on premature withdrawals; terms & conditions apply — see account disclosure for details
  • Current Rates

Open An Account

Account Application Status

NVB Credit Card

Credit Card


Our Platinum credit cards offer hometown convenience, worldwide acceptance and great benefits.

Apply Online

Personal Online Banking


Our app and digital banking tools are easy-to-use and give you 24/7 access, but when it’s time to talk to a person, we’re a text or phone call away.

Personal Debit


Personal accounts with great rates and terms—and customer service to match.

Rise Debit


Modern banking for financial wellness.

  • No minimum balance required
  • $7 monthly service charge
  • No additional fees, including overdraft
  • ATM surcharge rebates up to $10
  • Check-free account

Become a Rise Partner


As a Rise Partner, your employer can offer affordable banking right at your place of work, with easier access to their paycheck via a RiseDebit Account, or any other New Valley bank account.

  • Dedicated NVRise specialist to assist enrolled employees
  • On-site or online account opening
  • Check-free debit account with a low monthly fee and NO additional fees (including overdraft)
  • ATM surcharge rebates up to $10

Get answers to your questions about our banking products!

Contact Us

Our banking specialists are available online or on the phone – 24/7.

888-201-5644

Log in no matter where you are for quick and secure access to your funds!

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