Free online BillPay, mobile check deposits, and e-statements available with all New Valley banking accounts.
Monarch Checking
Bank like royalty.
- $10 minimum to open
- Blended interest rate account
- No monthly maintenance service charge
- Active debit card required
- All ATM surcharges rebated monthly
- E-statements required to avoid paper statement fee*
*$3.00 fee for paper statements. This fee will be waived for the first two statement cycles. No monthly statement fee is charged on accounts receiving e-statements.
Signature Checking
Higher yields for higher balances.
- $10 minimum to open
- Interest-bearing account
- Free wallet style check orders
- Free money orders and official bank checks
- All ATM surcharges rebated monthly
- $14.95 monthly service charge easily waived with $5,000 minimum daily balance or $25,000 in related deposit balances
Direct Checking
Earn while making payments.
- $10 minimum to open
- Interest-bearing account
- First order of standard wallet style checks
- Up to $20 of ATM surcharges rebated monthly
- $10 monthly service charge easily waived with $1,000 daily balance minimum or $10,000 in related deposit balances
True Checking
Banking made simple.
- $10 minimum to open
- Non-interest-bearing account
- No monthly maintenance service charge
- Free first order of standard wallet style checks
- Up to $20 of ATM surcharges rebated monthly
Free online banking, mobile check deposits, and e-statements available with all New Valley accounts.
APEX Money Market
Peak rates for your savings.
- $10 minimum to open
- Tiered interest rate account
- Account requires a Monarch Checking account
- No monthly maintenance service charge
- E-statements required to avoid paper statement fee*
*$3.00 fee for paper statements. This fee will be waived for the first two statement cycles. No monthly statement fee is charged on accounts receiving e-statements.
Money Market Account
A checking-savings hybrid that fits your lifestyle.
- Tiered variable interest rate account
- $10 monthly service fee easily waived with $2,500 minimum daily balance or $10,000 related deposit balance
Benchmark Savings
Set your goal and begin saving.
- No monthly service charge
- Interest bearing account
Certificates of Deposit
Score higher returns with a safe, short-term investment.
- $500 Minimum to open
- 6 month CD
- 12 month CD
- 18 month CD
- 24 month CD
- 36 month CD
- 48 month CD
- 60 month CD
Penalties may be assessed on premature withdrawals; terms & conditions apply — see account disclosure for details.
Credit Card
Our Platinum credit cards offer hometown convenience, worldwide acceptance and great benefits.
Apply Online
Digital Banking
Our app and digital banking tools are easy-to-use and give you 24/7 access, but when it’s time to talk to a person, we’re a text or phone call away.
Personal Debit
Personal accounts with great rates and terms—and customer service to match.
Rise Debit
Modern banking for financial wellness.
- No minimum balance required
- $7 monthly service charge
- ATM surcharge rebates up to $10
- Checkless account
Become a Rise Partner
As a Rise Partner, your employer can offer affordable banking right at your place of work, with easier access to their paycheck via a Rise Account, or any other New Valley bank account.
- Dedicated NVRise specialist to assist enrolled employees
- On-site account opening
- Check-free debit account with a $7 monthly fee
- ATM surcharge rebates up to $10
