Free online BillPay, mobile check deposits, and e-statements available with all New Valley banking accounts.
True Checking
Banking made simple.
- No monthly service charge
- Free first order of wallet style checks
- Up to $20 of ATM surcharges rebated monthly
Direct Checking
Earn while making payments.
- Interest bearing account
- $10 monthly service fee easily waived with $1,000 minimum daily balance or $10,000 in related deposit balances
- Free first order of standard wallet style checks
- Up to $20 of ATM surcharges rebated monthly
Signature Checking
Higher yields for higher balances.
- Interest bearing account
- $14.95 monthly service fee easily waived with $5,000 minimum daily balance or $25,000 in related deposit balances
- Free wallet style checks, money orders, and bank checks
- All ATM surcharges rebated monthly
Free online banking, mobile check deposits, and e-statements available with all New Valley accounts.
Benchmark Savings
Set your goal and begin saving.
- No monthly service charge
- Interest bearing account
Money Market Account
A checking-savings hybrid that fits your lifestyle.
- Tiered variable interest rate account
- $10 monthly service fee easily waived with $2,500 minimum daily balance or $10,000 related deposit balance
- Write up to six checks per statement cycle
- Transaction limitations apply— see account disclosure for details
Certificates of Deposit
Score higher returns with a safe, short-term investment.
- $500 Minimum to open
- 6 month CD
- 12 month CD
- 18 month CD
- 24 month CD
- 36 month CD
- 48 month CD
- 60 month CD
- Penalties may be assessed on premature withdrawals; terms & conditions apply — see account disclosure for details
- Current Rates

Credit Card
Our Platinum credit cards offer hometown convenience, worldwide acceptance and great benefits.
Apply Online
Personal Online Banking
Our app and digital banking tools are easy-to-use and give you 24/7 access, but when it’s time to talk to a person, we’re a text or phone call away.


Personal Debit
Personal accounts with great rates and terms—and customer service to match.

Rise Debit
Modern banking for financial wellness.
- No minimum balance required
- $7 monthly service charge
- No additional fees, including overdraft
- ATM surcharge rebates up to $10
- Check-free account

Become a Rise Partner
As a Rise Partner, your employer can offer affordable banking right at your place of work, with easier access to their paycheck via a RiseDebit Account, or any other New Valley bank account.
- Dedicated NVRise specialist to assist enrolled employees
- On-site or online account opening
- Check-free debit account with a low monthly fee and NO additional fees (including overdraft)
- ATM surcharge rebates up to $10