Additional Terms & Conditions

Monarch Checking

Bank Like Royalty

3.00% APY* on balances up to $50,000 | 0.01% APY* on balances over $50,000

  • $10 minimum to open
  • eStatements required*
  • Active debit card required
  • No minimum balance and no service charge
  • Checks available at customer expense
  • Unlimited ATM fee rebates

*APY = Annual Percentage Yield. APY stated is accurate as of 11/30/24. Fees could reduce earnings on the account. Interest is compounded and credited monthly. Offer may change at any time and is available for personal accounts only. $10.00 minimum required to open the account. Balances between $0.00 and $50,000 earn 3.00% APY. Balances above $50,000 earn 0.01% APY on only that portion of your balance resulting in an APY of 3.00% to 1.51% assuming a balance of $100,000. Your APY will vary based on your account balance. Your periodic statement will reflect a blended rate. Active Debit card and eStatements are required. $3.00 fee for paper statements. This fee is waived for the first two statement cycles. See NVBT Schedule of Fees for product and service fees. Contact a NVBT representative for details.

 

Apex Money Market

Peak Rates for Your Savings

2.50% APY* on balances $10 – $99,999.99
2.75% APY* on balances $100,000 – $499,999.99
3.25% APY* on balances $500,000 + above

  • $10 minimum to open
  • Tiered interest rate account
  • Account requires a Monarch Checking account
  • No monthly maintenance service charge
  • E-statements required to avoid paper statement fee**

*APY = Annual Percentage Yield. APYs stated are accurate as of 11/13/24. Minimum deposit of $10.00 must remain on account to earn stated APY. This is a tiered account. Stated APY for each tier will apply to the entire balance in your account. Tier levels and APYs are subject to change without notice. Customer must have a Monarch Checking account with an active debit card and e-Statements. Fees could reduce earnings on the account.**$3.00 fee for paper statements. This fee is waived for the first two statement cycles. No monthly statement fee on accounts receiving e-Statements.

**$3.00 fee for paper statements. This fee is waived for the first two statement cycles. No monthly statement fee on accounts receiving e-Statements.