Additional Terms & Conditions

Monarch Checking

Bank Like Royalty

3.04% APY* on balances up to $50,000 | 0.05% APY* on balances over $50,000

  • $10 minimum to open
  • eStatements required*
  • Active debit card required
  • No minimum balance and no service charge
  • Checks available at customer expense
  • Unlimited ATM fee rebates

*APY = Annual Percentage Yield. APYs stated are accurate as of June 15, 2023. Rates may change without notice. Fees could reduce earnings on the account. Interest is compounded and credited monthly. Offer may change at any time and is available for personal accounts only. No minimum balance requirement. Balances between $0.00 and $50,000 earn 3.04% APY. Balances above $50,000 earn 0.05% APY on only that portion of your balance resulting in an APY of 3.04% to 1.54% assuming a balance of $100,000. Your APY will vary based on your account balance. Your periodic statement will reflect a blended rate. Active debit card and e-Statements are required. $3.00 fee for paper statements. This fee is waived for the first two statement cycles. See NVBT Schedule of Fees for product and service fees. Contact a NVBT representative for details.


Apex Money Market

Peak Rates for Your Savings

3.05% APY* on all tiers

  • $10 minimum to open
  • Tiered interest rate account
  • Account requires a Monarch Checking account
  • No monthly maintenance service charge
  • E-statements required to avoid paper statement fee**

*APY = Annual Percentage Yield. Minimum deposit of $10.00 must remain on account to earn stated APY. This is a tiered account. Stated APY currently applies to all tiers and the entire balance in your account. Tier levels and APYs are subject to change. Customer must have a Monarch Checking account with an active debit card and e-Statements.

**$3.00 fee for paper statements. This fee is waived for the first two statement cycles. No monthly statement fee on accounts receiving e-Statements.