Certificates of Deposit

Score higher returns with a safe, short-term investment.

Certificates of Deposit

Score higher returns with a safe, short-term investment.

3 Month

Interest Rate

0.10%

APY2

0.10%

Minimum Balance to Earn APY

$500

Monthly Maintenance Charge

$0

6 Month

Interest Rate

0.15%

APY2

0.15%

Minimum Balance to Earn APY

$500

Monthly Maintenance Charge

$0

12 Month

Interest Rate

0.20%

APY2

0.20%

Minimum Balance to Earn APY

$500

Monthly Maintenance Charge

$0

18 Month

Interest Rate

0.25%

APY2

0.25%

Minimum Balance to Earn APY

$500

Monthly Maintenance Charge

$0

24 Month

Interest Rate

2.96%

APY2

3.00%

Minimum Balance to Earn APY

$500

Monthly Maintenance Charge

$0

36 Month

Interest Rate

3.10%

APY2

3.15%

Minimum Balance to Earn APY

$500

Monthly Maintenance Charge

$0

48 Month

Interest Rate

3.20%

APY2

3.25%

Minimum Balance to Earn APY

$500

Monthly Maintenance Charge

$0

60 Month

Interest Rate

3.30%

APY2

3.35%

Minimum Balance to Earn APY

$500

Monthly Maintenance Charge

$0

Disclosures

2 APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. Rates are fixed and in effect for the initial term of the account. Interest is compounded daily and credited monthly. Stated APYs are based on the assumption that interest will remain on deposit until maturity. An interest penalty may be imposed for early withdrawals for time deposits and IRAs. Fees may reduce earnings. See Personal Schedule of Fees and Business Schedule of Fees for product and service fee information.

Download Special Rates

Our special rates related for time deposit and money market.

Special Rates (PDF)

Features

Minimum to open

$500

Mobile banking

Online banking

E-statements

Your Credit Score by SavvyMoney®

1 APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. Rates are fixed and in effect for the initial term of the account. Interest is compounded daily and credited monthly. Stated APYs are based on the assumption that interest will remain on deposit until maturity. An interest penalty may be imposed for early withdrawals for time deposits and IRAs. Fees may reduce earnings. See Personal Schedule of Fees and Business Schedule of Fees for product and service fee information.