Loans
We’re committed to a personal, high-touch lending process, because that’s what community banks are meant to do.
How do we get to “yes”?
When it comes to lending decisions, the road to “no” is easy.
To get to “yes,” we need to fully understand your business—its revenue sources, hidden assets, and seasonal cycles. Then we need to work together to responsibly connect your business with the resources you need to
grow and thrive.
We’re committed to a personal, high-touch lending process, because that’s what community banks
are meant to do.
Solutions We Offer
Revolving Lines of Credit
Manage cash flow with flexibility. Our revolving lines of credit give your business access to funds when you need them, helping cover seasonal expenses, inventory purchases, or unexpected costs. Borrow, repay, and borrow again—on your terms and convenience as our lines are accessible 24-7 to our commercial clients with online banking.
Commercial Mortgages
Secure the right space to grow your business. Whether you’re purchasing, refinancing, or expanding commercial property, our mortgage solutions offer competitive rates and terms tailored to meet your needs.
Equipment Financing
Invest in the tools your business needs to thrive. Our equipment and term loans provide financing for essential purchases, from machinery to vehicles, with structured repayment plans that fit your cash flow.
SBA
Fuel your small business with an SBA-backed loan. We offer various SBA programs, including 7(a) and 504 loans, designed to provide lower down payments and extended terms—perfect for startups and businesses looking to expand.
Credit Card
Our Platinum credit cards offer hometown convenience, worldwide acceptance and great benefits.
This card is issued by TCM Bank, N.A. Subject to credit approval.
Apply Online