Current Rates

² APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. Rates may change without notice and may change after the account is opened. Interest is compounded and credited monthly. This is a tiered account and your APY will vary based on your account balance. Balances between $0.00 and $50,000 earn 3.00% APY. Balances above $50,000 earn 0.01% APY on only that portion of your balance resulting in an APY of 3.00% to 1.51% assuming a balance of $100,000. Your periodic statement will reflect a blended rate. Customer must maintain the minimum balance daily to earn the stated APY. Fees could reduce earnings. See Personal Schedule of Fees for product and service fee information.

² APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. Rates may change without notice and may change after the account is opened. Interest is compounded daily and credited monthly. You must maintain the minimum balance daily to earn the stated APY. Fees could reduce earnings. See Personal Schedule of Fees for product and service fee information.
⁴ Monthly maintenance charge easily waived with $1,000 daily balance minimum or $10,000 in related deposit balances.

² APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. Rates may change without notice and may change after the account is opened. Interest is compounded daily and credited monthly. You must maintain the minimum balance daily to earn the stated APY. Fees could reduce earnings. See Personal Schedule of Fees for product and service fee information.
⁴ Monthly maintenance charge easily waived with $5,000 daily balance minimum or $25,000 in related deposit balances.

² APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. This is a tiered account. Stated APY for each tier will apply to the entire balance in your account. Tier levels and APYs are subject to change without notice. Interest is compounded daily and credited monthly. Customer must maintain the minimum balance daily to earn the stated APY. Fees could reduce earnings. Monarch Checking account with an active debit card required. E-Statements required to avoid a $3.00 paper statement fee. See Personal Schedule of Fees for product and service fee information.

² APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. This is a tiered account. Stated APY for each tier will apply to the entire balance in your account. Tier levels and APYs are subject to change without notice. Interest is compounded daily and credited monthly. Customer must maintain the minimum balance daily to earn the stated APY. Fees could reduce earnings. See Personal Schedule of Fees for product and service fee information.
⁴ Monthly maintenance charge easily waived with $2,500 daily balance minimum or $10,000 in related deposit balances.

² APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. Rates may change without notice and may change after the account is opened. Interest is compounded daily and credited monthly. You must maintain the minimum balance daily to earn the stated APY. Fees could reduce earnings. See Personal Schedule of Fees for product and service fee information.

18-65 Law Notice – Important Notice for Persons 18 Years of Age or Under or 65 Years of Age or Older

² APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. Rates may change without notice and may change after the account is opened. Interest is compounded daily and credited monthly. You must maintain the minimum balance daily to earn the stated APY. Fees could reduce earnings. See Personal Schedule of Fees for product and service fee information.

² APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. Rates may change without notice and may change after the account is opened. Interest is compounded daily and credited monthly. You must maintain the minimum balance daily to earn the stated APY. Fees could reduce earnings. See Personal Schedule of Fees for product and service fee information.

² APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. Rates are fixed and in effect for the initial term of the account. Interest is compounded daily and credited monthly. Stated APYs are based on the assumption that interest will remain on deposit until maturity. An interest penalty may be imposed for early withdrawals for time deposits and IRAs. Fees may reduce earnings. See Personal Schedule of Fees and Business Schedule of Fees for product and service fee information.