Personal Savings
Free online banking, mobile check deposits, and e-statements—all available with New Valley savings accounts.
Personal Saving Accounts
APEX Money Market
Peak rates for your savings.
$10 - $99,999.99
Interest Rate
2.47%
APY2
2.50%
Minimum Balance to Earn APY
$10
Monthly Maintenance Charge
$0
$100,000 - $499,999.99
Interest Rate
2.71%
APY2
2.75%
Minimum Balance to Earn APY
$100,000
Monthly Maintenance Charge
$0
$500,000 + above
Interest Rate
3.20%
APY2
3.25%
Minimum Balance to Earn APY
$500,000
Monthly Maintenance Charge
$0
Disclosures
2 APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. This is a tiered account. Stated APY for each tier will apply to the entire balance in your account. Tier levels and APYs are subject to change without notice. Interest is compounded daily and credited monthly. Customer must maintain the minimum balance daily to earn the stated APY. Fees could reduce earnings. Monarch Checking account with an active debit card required. E-Statements required to avoid a $3.00 paper statement fee. See Personal Schedule of Fees for product and service fee information.
Money Market
A checking-savings hybrid that fits your lifestyle.
$10 - $99,999.99
Interest Rate
0.01%
APY2
0.01%
Minimum Balance to Earn APY
$10
Monthly Maintenance Charge4
$10
$100,000 - $499,999.99
Interest Rate
0.20%
APY2
0.20%
Minimum Balance to Earn APY
$100,000
Monthly Maintenance Charge4
$10
$500,000 + above
Interest Rate
0.35%
APY2
0.35%
Minimum Balance to Earn APY
$500,000
Monthly Maintenance Charge4
$10
Disclosures
2 APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. This is a tiered account. Stated APY for each tier will apply to the entire balance in your account. Tier levels and APYs are subject to change without notice. Interest is compounded daily and credited monthly. Customer must maintain the minimum balance daily to earn the stated APY. Fees could reduce earnings. See Personal Schedule of Fees for product and service fee information.
4 Monthly maintenance charge easily waived with $2,500 daily balance minimum or $10,000 in related deposit balances.
Benchmark Savings
Set your goal and begin saving.
Interest Rate
0.01%
APY2
0.01%
Minimum Balance to Earn APY
$10
Monthly Maintenance Charge
$0
Disclosures
2 APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. Rates may change without notice and may change after the account is opened. Interest is compounded daily and credited monthly. You must maintain the minimum balance daily to earn the stated APY. Fees could reduce earnings. See Personal Schedule of Fees for product and service fee information.
18/65 Benchmark Savings
For persons 18 years of age or younger or 65 years of age or older.
Interest Rate
0.01%
APY2
0.01%
Minimum Balance to Earn APY
$10
Monthly Maintenance Charge
$0
Disclosures
18-65 Law Notice – Important Notice for Persons 18 Years of Age or Under or 65 Years of Age or Older
2 APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. Rates may change without notice and may change after the account is opened. Interest is compounded daily and credited monthly. You must maintain the minimum balance daily to earn the stated APY. Fees could reduce earnings. See Personal Schedule of Fees for product and service fee information.
IRA Savings
Interest Rate
0.01%
APY2
0.01%
Minimum Balance to Earn APY
$10
Monthly Maintenance Charge
$0
Disclosures
2 APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. Rates may change without notice and may change after the account is opened. Interest is compounded daily and credited monthly. You must maintain the minimum balance daily to earn the stated APY. Fees could reduce earnings. See Personal Schedule of Fees for product and service fee information.
Digital Banking
Go mobile with New Valley Bank. Our app and digital banking tools are easy-to-use and give you 24/7 access, but when it’s time to talk to a person, we’re a text or phone call away.
We’re here to help you access all of your online banking needs 24/7 right from the palm of your hand. Our mobile banking app allows you to deposit checks, transfer funds, and make simple transactions from the comfort of your house, office, or anywhere you happen to be. With mobile banking, managing your finances with a personal bank account is more convenient than ever before.
Personal Debit
A personal bank account with great rates and terms—and customer service to match.