18/65 Benchmark Savings
For persons 18 years of age or younger or 65 years of age or older.
Personal Savings Rate
18/65 Benchmark Savings
Interest Rate
0.01%
APY2
0.01%
Minimum Balance to Earn APY
$10
Monthly Maintenance Charge
$0
Disclosures
18-65 Law Notice – Important Notice for Persons 18 Years of Age or Under or 65 Years of Age or Older
2 APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. Rates may change without notice and may change after the account is opened. Interest is compounded daily and credited monthly. You must maintain the minimum balance daily to earn the stated APY. Fees could reduce earnings. See Personal Schedule of Fees for product and service fee information.
Features
Minimum to open
$10
APY1
0.01%
Mobile banking
Online banking
Mobile check deposits
E-statements
Your Credit Score by SavvyMoney®
Standard wallet-style checks
-
FedNow participant
Real-time payments participant
Monarch checking account required
-
Send and receive money with Zelle®
18-65 Law Notice – Important Notice for Persons 18 Years of Age or Under or 65 Years of Age or Older
1 APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. Rates may change without notice and may change after the account is opened. Interest is compounded daily and credited monthly. You must maintain the minimum balance daily to earn the stated APY. Fees could reduce earnings. See Personal Schedule of Fees for product and service fee information.
Fees
Monthly Maintenance Charge
$0
Insufficient Funds Fee
$5
Even when no monthly maintenance charge applies, other transaction and service fees may apply, including insufficient funds (NSF) fees. Terms and conditions apply. See Personal Schedule of Fees for more information.
Additional Consumer Fees
Learn more about other consumer fees related to this account including: account opening and usage, standard overdraft practices, non-sufficient funds, funds availability, and posting order.
Consumer Fees