APEX Money Market
Peak rates for your savings.
Personal Checking Rates
APEX Money Market
$10 - $99,999.99
Interest Rate
2.47%
APY2
2.50%
Minimum Balance to Earn APY
$10
Monthly Maintenance Charge
$0
$100,000 - $499,999.99
Interest Rate
2.71%
APY2
2.75%
Minimum Balance to Earn APY
$100,000
Monthly Maintenance Charge
$0
$500,000 + above
Interest Rate
3.20%
APY2
3.25%
Minimum Balance to Earn APY
$500,000
Monthly Maintenance Charge
$0
Disclosures
2 APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. This is a tiered account. Stated APY for each tier will apply to the entire balance in your account. Tier levels and APYs are subject to change without notice. Interest is compounded daily and credited monthly. Customer must maintain the minimum balance daily to earn the stated APY. Fees could reduce earnings. Monarch Checking account with an active debit card required. E-Statements required to avoid a $3.00 paper statement fee. See Personal Schedule of Fees for product and service fee information.
Features
Minimum to open
$10
APY1
Mobile banking
Online banking
Mobile check deposits
E-statements
Your Credit Score by SavvyMoney®
Standard wallet-style checks
FULL PRICE2
FedNow participant
Real-time payments participant
Monarch checking account required
Send and receive money with Zelle®
1 APY – Annual Percentage Yield. APYs stated are accurate as of November 30, 2024. This is a tiered account. Stated APY for each tier will apply to the entire balance in your account. Tier levels and APYs are subject to change without notice. Interest is compounded daily and credited monthly. Customer must maintain the minimum balance daily to earn the stated APY. Fees could reduce earnings. Monarch Checking account with an active debit card required. E-Statements required to avoid a $3.00 paper statement fee. See Personal Schedule of Fees for product and service fee information.
2Check order charges and taxes may vary depending on the product and shipping method selected. Free orders of wallet-style checks includes taxes and USPS standard first-class mail service with non-traceable shipping.
Fees
Monthly Maintenance Charge
$0
Paper Statement Fee
This fee will be waived for the first two statement cycles. No monthly statement fee is charged on accounts receiving e-statements.
$3
Even when no monthly maintenance charge applies, other transaction and service fees may apply, including insufficient funds (NSF) fees. Terms and conditions applicable. See Personal Schedule of Fees for more information.
Additional Consumer Fees
Learn more about other consumer fees related to this account including: account opening and usage, standard overdraft practices, non-sufficient funds, funds availability, and posting order.
Consumer Fees